Private alternative educational loans are available from private lenders for students’ whose cost of attendance has not been met with other financial aid, including the federal student loan programs.  These loans are in the student’s name and most require the student to have a credit worthy co-borrower.  There is a credit scoring process that is completed on the borrower and/or co-borrower. 

Because alternative loans have a variety of different interest rates, loan fees, grace periods, and repayment terms it is important to research the available loans and choose the one that best fits the borrower’s needs. 

To assist you in this process, WJU has compiled a comparison list for different alternative loans that we think may best match our student body.  You are free to choose ANY lender—whether it is on the list or not—without penalty.  Wheeling Jesuit University does not endorse any particular lender.

Listed below are the websites of the lending institutions where you can apply for an alternative loan:

ELM Select: https://www.elmselect.com/oll/SchoolLenderList/?schoolId=8540