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Benefits: COBRA
Date approved:
August 2011
Approved by:
 
Date to be reviewed:
July 2012
Reviewed by:
Director of Human Resources
Date revised:
Revision number:
1.0
 
 
Compliance Committee:
As Scheduled

1.0 PURPOSE

Wheeling Jesuit University complies with the Consolidated Omnibus Budget Reconciliation Act (COBRA) of 1986 which provides the option for employees who lose their health benefits (medical, dental and vision care coverage) because of unemployment, the right to choose to continue group health benefits for themselves and their covered dependents provided by their group health plan for a defined period of time.

2.0 POLICY STATEMENT

2.1 Policy Statement

Under COBRA, employees who experience voluntary or involuntary job loss, reduction in the hours worked with corresponding changes in employment status, or transition and life events (such as death, divorce and unemployment), may be eligible for continuing health care benefits. Qualified individuals are required to pay the entire insurance premium for health care coverage (medical, dental or vision care if selected) up to 102 percent of the cost of the plan to cover the premium and administrative fees.

2.2 Notification

  1. The University will notify our COBRA provider within 30 days of the employee's eligibility to contin ue on the health plans (medical, dental and vision care) under the COBRA provisions.
  2. The COBRA provider will issue an election notice within 14 days of receiving the notification of eligibility for health plan (medical, dental and vision care) coverage under COBRA.
  3. The individual has 60 days to decide whether to elect COBRA continuation of health plan coverage (medial, dental or vision care: the employee may select all, some or none) and 45 days after electing coverage to pay the initial premium.

2.3 Resource

Contact the Director of Human Resources should you have any questions regarding eligibility or benefits continuation under COBRA.  

3.0 AUTHORIZATION

The Director of Human Resources has the authority to change, modify or approve exceptions to this policy at any time with or without notice, in compliance with applicable government guidelines, and with the approval of the Board of Directors through the University President.

4.0 ATTACHMENTS

Summary Plan Description


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